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Homeownership Matters

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Home Buying in 6 Steps

 • Homeownership is an investment in your future.

• There’s a reason homeownership is called the American Dream. Home is where we make memories, build our futures, and feel comfortable and secure.

• Homeownership strengthens communities. Homeowners are more likely to be involved and engaged in local issues and move less frequently than renters. This helps prevent crime, improve childhood education and support neighborhood upkeep.

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Owning vs Renting

  • Are you tired of throwing away money each month for rent?
  • Do you know that buying a home can be easier than you think?

logo web r blueWhere do I start?

Many people think that they are forever stuck renting and they will never be able to buy a home. Find a REALTOR® to help you with the process. There are many simple remedies to credit issues, down payments, financing, etc. Utilize the information presented the Consumers services section in helping you to start the process. Let our REALTOR® members help you find the American Dream of homeownership.

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Net Worth of Homeowners vs. Renters

Posted in Economic Updates, by Danielle Hale, Director of Housing Statistics for NAR on September 8, 2014

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  • In the past 15 years, the net worth of the typical homeowner has ranged between 31 and 46 times that of the net worth of the typical renter.

  • Homeowner equity is a substantial component of homeowner wealth. The Federal Reserve’s Survey of Consumer Finances, conducted once every three years, provides a snapshot of family income and net worth along with basic demographic details and more detailed information on where families keep the wealth they have accumulated.

  • The most recent survey, conducted in 2013, offers a picture of the situation as home and equity prices normalized for most household balance sheets.

  • Data shows that median homeowners had nearly $200,000 in net worth or 36 times that of the median renter who had just over $5,000. The median value of owners’ homes was $170,000. Many households own a primary residence (65.2 percent).

  • It is the most commonly held non-financial assets after vehicles (86.3 percent).

 

 

 

 

 

 

 

 

Front Door and Entry Ideas

11 Ways to Create a Welcoming Front Entrance for Under $100

Wouldn't it be nice to approach your home's entrance with a grin instead of a grimace? Take our tips for beating a clear, safe, and stylish path to your front door. 

First impressions count — not just for your friends, relatives, and the UPS guy, but for yourself. Whether it’s on an urban stoop or a Victorian front porch, your front door and the area leading up to it should extend a warm welcome to all comers — and needn’t cost a bundle.

Here’s what you can do to make welcoming happen on the cheap.

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