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NKAR members take to the Nation’s Capital May 14th – 17th for the 2019 NAR Legislative meetings to show our elected officials Who REALTORS® R, how we benefit consumers and the economy & of course the issues REALTORS® care about. Learn more about what was discussed on the hill here.

More than 1.3 million REALTORS® advocate every day as small business owners and on behalf of the nation’s 75 million property owners.

Below are key issues REALTORS® are following in the 116th Congress. For more details please visit the Political Advocacy page.   

Flood Insurance: Long-Term Reauthorization, Meaningful Reform
Authority for the National Flood Insurance Program (NFIP) to write insurance expires on May 31, 2019. REALTORS® are working to avoid an NFIP lapse while advocating for a long-term reauthorization including meaningful reforms to strengthen program solvency. Reforms include more accurate flood mapping; aligning insurance rates to risk, providing property risk mitigation resources; and opening the door to private flood insurance.

National Flood Insurance Program

Qualified Opportunity Zones
The Qualified Opportunity Zone program aims to encourage development and job creation in economically distressed communities through tax incentives for investments into these areas. REALTORS® support this program and are active with helping the Treasury Department and the Administration make it a success.

Qualified Opportunity Zones
Qualified Opportunity Zones Primer(link is external)
IRS Qualified Opportunity Zones Frequently Asked Questions(link is external)

Infrastructure: All-encompassing Investments
Infrastructure improvements enhance property values by creating livable communities and business districts. Poorly maintained streets, public transit, and traffic congestion in an area impose extra costs throughout the local economy. REALTORS® support infrastructure policies that reflect a broad community vision, and a level playing field for both highway and public transit funding.

Transportation and Infrastructure

Technology: Data Privacy & Security
Technology has and continues to transform the way consumers buy, sell, rent, and manage homes, while also impacting the way real estate brokerages operate. As technology drives evolution, our approach to data privacy must evolve as well. Effective data privacy legislation must establish uniform standards for businesses and equal protection for consumers while focusing on transparency and customer choice.

Data Privacy & Security

Health Insurance: Expanded Access to Association Health Plans
As independent contractors, REALTORS® have long struggled to find and secure affordable health insurance options, with many remaining uninsured. We strongly support the U.S. Department of Labor’s final rule expanding access to Association Health Plans. This rule has been successful and is supported in many states, providing high quality, lower cost coverage alternatives to many REALTORS® and their families.

Association Health Plans

Fannie & Freddie Reform: Access to Credit
Earlier this year, NAR unveiled a comprehensive vision to reform our nation’s housing finance system and ensure that people in Springfield, Mo. have the same rates and access to mortgage products as those in Springfield, Mass. America’s uniqueness of offering a 30-year fixed rate mortgage ensures affordable mortgage credit for middle-income Americans. Government guarantee and oversight of the system stimulates and protects the flow of private capital to homebuyers.

NAR’s Vision for Housing Finance Reform

Federal Taxation
The Tax Cuts and Jobs Act included many changes that affect homeownership and the real estate industry. As we close the first tax season under the new rules, REALTORS® are working to protect or support the following policies: extending expired Mortgage Debt Cancellation Tax Relief; fixing the marriage penalty on the state and local tax (SALT) deduction cap; and indexing to inflation the $750,000 cap on mortgage interest deduction and the capital gains exclusion on the sale of a principal residence.

Mortgage Debt Cancellation Relief
Mortgage Interest Deduction

Fair Housing
Fair housing is integral to our ability to buy, purchase, lease, and occupy real estate in America, having protected our nation’s essential right to property for more than half a century. Earlier this spring, NAR was pleased to support H.R. 5, the Equality Act, which adds fair housing protections based on sexual orientation and gender identity.

What Everyone Should Know About Equal Opportunity Housing

That's Who We R®

NATIONAL ASSOCIATION OF REALTORS® Launches new trademark campaign. Let "That's Who We R®” be your rallying cry, an expression of pride in your work and the many ways you go above and beyond to improve the lives of your clients and communities.

“That’s Who We R” serves as a reminder of what NAR has always stood for while signaling where the organization is heading. For REALTORS®, the campaign is a rallying cry that instills pride in their everyday actions. For consumers, it’s an education about the REALTOR® difference.
Since the campaign reflects our stories, share yours! Visit That’s Who We R® and tell us how you launched your career. Each month at the site, you can answer a new prompt and be inspired by other members’ stories.
That’s Who We R® celebrates you as a trusted professional, helping to advance your business and championing you – and the REALTOR® brand.
Plus, new this year, you have access to campaign materials for use in your own marketing efforts. At That’s Who We R®, you’ll find links to the campaign ads and TV spots, social posts, and print and digital media – some of which can be customized with your business logo. 

Thats who we are


Northern Kentucky REALTORS® Annual Hill Visit

KYR Capitol visit

36 members of the Northern Kentucky Association of REALTORS® (NKAR) attended the Annual REALTOR® Rally in Frankfort Wed. Feb. 13th, 2019 joining REALTORS® across the Commonwealth to advocate for Kentucky Homeowners, private property rights and the real estate industry.

Kentucky REALTORS® awarded Representative Adam Koenig an NKAR REALTOR® member with its highest legislative award the Jess and Carolyn Kinman Award for his efforts as Co-Chair of the House Licensing and Occupations Committee and his involvement with House Bills 2, 329 & 465 from the 2018 General Assembly.


“My experience as a REALTOR® gives me a unique perspective on the challenges this important industry faces year after year,” said Representative Koenig. “I am proud to help write and pass legislation that removes barriers to the men and women of Kentucky that are working to help our citizens realize the American dream of homeownership.”

As part of the award, First Federal Savings Bank of Frankfort makes a charitable donation in the name of the award recipient. This year, Rep. Koenig selected the Salvation Army of Covington.
The award is named in honor of Jess Kinman, a former Kentucky REALTORS® president and REALTOR® of the Year who passed away in 2007, and his wife Carolyn Kinman, who worked for many years at the Legislative Research Commission and General Assembly.





Homeowner Take The Pledge 1200x628 2



  • Knowing who represents me at the local, state and Federal levels of government.

  • Knowing about the candidates and key issues on the ballot.

  • Ensuring my voice is heard at all levels of government (not just on Election Day).

What REALTORS® Need to Know About the New Tax Law

What REALTORS® Need to Know About the New Tax Law

Check out this four-part video series with Evan Liddiard, Director of Federal Tax Policy for the National Association of REALTORS®, and Peter Baker of the Business Planning Group gives an overview of 2018's new tax laws. The series offers guidance for individuals and families filing tax returns, the tax incentives of owning a home, as well as business tax changes for real estate professionals. 

An Introduction to the Tax Cuts and Jobs Act of 2017

Major Changes Affecting Individuals

Changes Affecting Tax Incentives of Owning a Home

Tax Changes for the Real Estate Professional